Mobile Banking

In our continuous efforts to provide innovative products to our members, Bajrayogini Savings and Credit Cooperative Ltd. has  launched Bajrayogini Savings and Credit Cooperative Ltd. Smart, a Mobile Banking application which provides access for our members to their accounts through mobile phone in a secured manner in both SMS and GPRS base.

Nov 27, 2020

It is Anywhere, Anytime, Any network base application, which provides member account information and real time transaction activities to the users. Members can also execute financial transaction in accounts within Bajrayogini Savings and Credit Cooperative Ltd.and other Banks and Financial Institutions under the network of Bajrayogini Savings and Credit Cooperative Ltd.Smart.

GPRS Base SMS Base
Online Balance and Information about Account and transactions. Account Information- Balance Enquiry, Mini Statement and other details of the account.
Fund Transfer- Interbank, Bank to Bank, Registered Mobile (with in NMCL) Transfer. Fund Transfer- Interbank, Bank to Bank, Registered Mobile (with in NMCL) Transfer.
Recharge Card- Broadlink, Dish Home, NTC GSM, NTC CDMA, NCELL, Smart Cell. Recharge Card – NT GSM, NT CDMA, Broadlink, Dish Home, Ridus, Smart Cell.
Mobile Top Up NTC, NCELL and Smart Cell and Load Esewa. Utility Topup – NT Topup, NCELL Topup, SIM TV Topup, Dish Home Topup, Load Esewa.
NT Billpay- NT Postpaid, NT Landline, ADSL.
NEA Bill Payment.  
Merchant Payment.


The scope of Smart Mobile Banking services shall not only be limited to the features mentioned above and is subject to upgrade according to market trends and member needs.

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